About JSX Investments Ltd.

Frequently Asked Questions - FAQs

This is a loan taken out against publicly traded stock that is fully owned, and pledged as collateral. The program allows the stock holder to borrow funds, without selling any shares.

The stock must be publicly traded, in electronic form (not certificate) and the stock must be unrestricted.

No. Personal credit is not checked. The loan is made against the stock, not you personally.

Our Lender will determine a loan-to-value ratio, based upon the stocks’ liquidity and risk predisposition. LTV’s usually are up to 40-80% of the value for many stocks.

Usually the interest rate is between 5% and 10%, depending on the security and the factors outlined above.

No. There are no personal guarantees.

No. Once the loan documents are completed, the funds are transferred to you and you can deploy the funds as you please.

Once you complete the intake form, we will obtain a term sheet. Once you approve the term-sheet, a loan agreement will be prepared and sent to you. Once the loan agreement is signed, funds are normally transferred with a few days. The entire process might take up to a few weeks at most.

The shares remain yours unless you default on the loan. Therefore, at maturity, when the loan is repaid, you receive your shares back along with all dividends. You may choose to use the dividends to offset any interest due on the loan.

Your shares will be forfeited if you cannot repay the loan. This will not affect your credit. The Lender provided the loan to you against your stock, not you personally.

The shares will be held in your name, with a custodian bank. The shares will not be reassigned, sold, traded or transferred.

This is a risk, but only to the Lender. As this is a nonrecourse stock loan, the Lender cannot demand compensation for any amount in excess of the value of the stock.

No. You will receive a term-sheet with all the terms transparent and spelled out.

... Let's Succeed ... TOGETHER!

We have established global strategic relationships with a number of Broker Dealers, Lenders, and Private Equity Funds. Let us SOURCE your FUNDING REQUIREMENTS.